Your Path to Elite Living in Accra
The journey to homeownership in Accra’s most prestigious communities begins with a single step. Whether you’re drawn to the Spanish-inspired elegance of Villanova, the melodious luxury of Legato Heights, or the vibrant community atmosphere of Agora, VAAL Real Estate offers unparalleled living experiences in Ghana’s most coveted locations.
These premier developments stand as beacons of modern living, each offering a unique blend of sophisticated design, world-class amenities, and strategic positioning that puts you minutes away from everything that matters – from international airports and diplomatic missions to shopping centres and healthcare facilities.
How to Own Your Dream Home is easier than you might think. Let’s walk through the streamlined process that will take you from aspiration to the doorstep of your dream home.
Step 1: Define Your Dream Home and Budget
The foundation of any successful property purchase begins with clarity about what you truly need and what you can comfortably afford.
Assess Your Lifestyle Needs:
- Family size and growth plans
- Preferred living spaces (indoor and outdoor)
- Commute requirements to work or school
- Must-have amenities (pools, gyms, play areas)
- Investment objectives (primary residence or investment property)
Establish a Realistic Budget:
- Purchase price range (starting from $99,000 at Legato Heights for studios, $745,000 at Villanova for 3-bedroom executive units)
- Down payment capabilities (typically 30% for developments like Villanova)
- Monthly or quarterly instalment comfort level
- Additional costs to factor in:
- Legal fees (approximately 1.5% of purchase price plus VAT)
- Service charges (collected as a 3-month deposit before completion)
- Interior customisation, if desired
Pro Tip: Consult with VAAL’s dedicated finance department to explore payment solutions tailored to your financial situation.
Step 2: Explore Available Options and Amenities
Each VAAL development offers a distinct living experience, catering to different preferences and priorities.
Villanova: Inspired by Spanish architecture, this high-quality residential compound blends classical style with modern comforts. Located just minutes from Jubilee House, it features a masterfully planned community with amenities including padel courts, basketball courts, swimming pools, fitness centres, BBQ areas, and dedicated spaces for children.
Available units include 3-bedroom executive (from $745,000), 3-bedroom premium (from $790,000), and 4-bedroom premium (from $850,000) options.
Legato Heights: Where melody meets luxury, this soaring 20-floor tower in Ridge offers breathtaking ocean and sky views. Amenities include an aroma garden, basketball court, gym area, kids’ play area, padel court, restaurant, running track, and swimming pool.
Unit options range from classic studios (30 sqm) to deluxe and premium studios, 1-bedroom and 2-bedroom apartments, and exclusive penthouses.
Agora: Inspired by ancient Greek themes as a hub of social and economic life, Agora stands as a landmark of luxury on Liberation Road, just 1 minute from Kotoka International Airport. This vibrant community offers amenities including basement parking, rooftop swimming pool, BBQ area, gym, game room, pharmacy, and 24-hour concierge service.
Schedule a tour or virtual viewing to experience these communities firsthand and identify which best aligns with your vision of home.
Step 3: Secure Your Preferred Unit
Once you’ve found your ideal home, swift action is essential, particularly for high-demand properties in prime locations.
Reservation Process:
- Submit a reservation form with your details and unit preference
- Pay the reservation fee (typically $5,000-$10,000, depending on the development)
- Receive confirmation of your unit reservation
Required Documentation:
- Valid government-issued ID or passport
- Proof of address
- Proof of funds for the reservation fee and subsequent payments
- Tax identification number (if applicable)
Remember that the reservation fee secures your chosen unit and is typically deducted from your down payment.
Step 4: Understand and Choose Your Payment Plan
VAAL offers flexible payment options to accommodate different financial situations:
Villanova Payment Structure:
- 30% down payment (including reservation fee) within 20 days
- Remaining 70% in monthly/quarterly instalments until completion in 2028
Legato Heights & Agora Payment Options:
- Cash payment (50% upon contract signing, 50% at agreed milestone)
- An instalment plan throughout the construction period
Selection Considerations:
- Cash payments often unlock special discounts
- Instalment plans offer financial flexibility without interest charges
- Payment schedules align with construction milestones
Our finance team can help you analyse each option based on your cash flow, investment timeline, and financial goals.
Step 5: Complete Contract Signing and Legal Checks
This critical phase protects your investment and establishes clear expectations:
- Review the sales and purchase agreement with your legal representative
- Complete due diligence on the property and development
- Verify all property documents, permits, and approvals
- Sign the agreement after all terms are clarified and agreed upon
- Pay legal fees (approximately 1.5% of purchase price plus VAT)
Pro Tip: While VAAL works with reputable legal partners, you’re encouraged to engage your own lawyer to review all documents independently.
Step 6: Make Instalment Payments and Track Progress
Once contracts are signed, your journey continues:
- Make scheduled payments according to your agreed plan
- Obtain receipts and documentation for all transactions
- Register for VAAL’s client portal to track construction updates
- Arrange periodic site visits to witness your home taking shape
- Stay informed through regular developer communications
VAAL’s emphasis on transparency means you’ll receive consistent updates about construction milestones and any relevant developments.
Step 7: Final Handover and Move-In
As your property nears completion, prepare for the exciting transition to homeownership:
- Attend the pre-delivery inspection with VAAL representatives
- Create a snagging list of any items requiring attention
- Complete final payments and documentation
- Receive keys and property documentation during the handover ceremony
- Arrange the connection of utilities and services
- Schedule your move-in date
- Familiarise yourself with community amenities and management services
Bonus: Insider Tips for a Smooth Home Buying Experience
- Early Bird Advantage: Early reservations secure prime units and often better pricing
- Customisation Window: Inquire about opportunities for customisation during construction
- Community Connections: Join development social media groups to connect with future neighbours
- Investment Perspective: Studios and one-bedroom units offer attractive rental yields (up to 18% annually at developments like Agora)
- Service Charge Planning: Budget for ongoing service charges that maintain the community’s premium standards
FAQs
Q: Can foreigners own property in these developments?
A: Yes, there are no limitations to foreigners owning apartments in Ghana. VAAL has experience working with international clients from across the globe.
Q: Are mortgages available for these properties?
A: While VAAL doesn’t directly offer mortgages, we provide interest-free payment plans across the construction period. Our team can also guide you to banking partners who offer mortgage options.
Q: What happens if I need to cancel my reservation?
A: If cancellation occurs before signing the sale and purchase agreement, all amounts are refunded less 1% of the total purchase price (charged as an administration cost). Refunds are processed within 60 days of the written request.
Q: How can I stay updated on construction progress?
A: VAAL provides regular construction updates through email newsletters, the client portal, social media channels, and scheduled site visits.
Q: What makes VAAL developments different from other options in Accra?
A: VAAL brings over 20 years of international real estate development experience, with a focus on premium locations, innovative design, and comprehensive amenities. Their developments emphasise community living and long-term value.
Start Your Journey Today
Owning a home in one of Accra’s most prestigious communities is not just about acquiring property—it’s about elevating your lifestyle, securing your future, and becoming part of a vibrant community.
Whether you’re drawn to Villanova’s Spanish-inspired elegance, Legato Heights’ musical sophistication, or Agora’s vibrant community hub, your journey to premium homeownership begins with a single step.
Ready to make your dream home a reality? Contact VAAL’s expert sales team today at 0800 888 888 or visit our offices at One Airport Square, 3rd Floor, Airport City, Accra to discover available units and exclusive offers!
VAAL Real Estate – Africa’s Gate to Real Estate since 2017, with developments across Ghana, Kenya, Turkey, and Uganda, delivering premium homes with impeccable customer service and timely delivery.